Insurance

Every year or so I explore the different auto insurance companies to see if we can save some dough on car insurance. We were with Nationwide for years and years until I found out we were paying substantially more with them plus they had crappy claims.

I think I've gotten close to ten estimates. I even got one from Nationwide because I received a letter in the mail from my previous agent saying their rates have come down. I got a rate online from them for $775.00 every six months which is about $150 more than what we're currently paying. About 20 minutes after getting the online quote the phone rang and it was them :rolleyes: Sheesh. Glad I let it go to voice mail.

The next time they called I answered and told them their rates were too high. The gentleman kindly told me that if I get the quote directly from an agent, it would be less. Okay, I told them to call back so they called back when I was trying to get the kids ready for bed. I asked if they could call back today instead and they asked what time. I said after 9. Yep, you guessed it. 9:06 I received a phone call. I asked them to call back this afternoon which they did.

So I spent ten minutes on the phone talking with the agent to get a "better" rate than online. The agent's rate was over $900! For two cars for six months. That's more than we're paying for three vehicles right now. No, thank you.

Now I just need to compare everything and pick the lowest one. I think I can save $50 a month! Woohoo!